We want our members to feel Shelter Afrique gives them a strong sense of community, where they feel included and appreciated and can actively contribute to our mission. View our exclusive investor efforts that supports the development of the housing and real estate sector in Africa.
Green Financing Funds
Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.
Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.
Gender-Specific Financing Funds
Lines of Credit to Financial Institutions Demand for housing remains highest for individuals living at the bottom of the pyramid (BoP) across SHELTER-AFRIQUE member countries. However, these individuals are always exclude from home ownership particularly through the formal mortgage market due to the associated perceived credit risks. Financing options for this income group remains scarce and largely informal. In the absence of accessible financing options, most lower income families end up building incrementally based on their needs and available resources.
This progressive building process may be carried out over several years and may entail acquiring land, building an initial structure and following with a series of expansions and improvements. We intend to make this more feasible through our Housing Micro-Finance Product.
The product is designed for beneficiaries who want to use the funds accessed for housing provision. The housing microfinance loans represent relatively small sums, borrowed for a much shorter term than a mortgage to match both the income streams of low-income clients and the construction costs of their incremental building steps.
Mortgage Finance Credit Lines
Almost all housing projects require proper and efficient preparation and interaction with many partners (Professionals, Architects, Civil Engineers, Supervision firms, Approval Authorities, Financial Partners, Contractors, End user, Management Team, Development Institutions etc.
With our long and rich in-house experience, we will bring on board competencies and seasoned professionals and partner with external professionals to conduct a thorough assessment of all the stages of preparation of the project to be sure that the key challenges which may arise during the project’s life have been identified and appropriate contingency plan has been put in place.
Interested in Technical Assistance? Take the next step.
To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.
If you would like to find out more reach us through here.
Housing Microfinance Credit Lines
Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.
Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.
Trade Finance Credit Lines for housing sector
Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.
Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.
Interested in Lines of Credit. Take the next step.
To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.
If you would like to find out more reach us through here.
SME housing value chain Financing Credit Lines
Urban housing and infrastructure development are at the highest priority of most African Countries. War and destruction as well as poor enabling policies have led to insufficient and low levels of investment in housing per-capita. Compensatory investment lagging behind demand is demonstrated by the high demand for housing and implied construction materials have resulted in growth rates as high as 350% + p.a. in some countries.
We want to address the gap by developing Trade Finance Facilities which create a strategic window for the Institution to control the quality and the use of the facilities which are allocated to the importation of construction materials.
Interested in Trade Finance? Take the next step.
This product is dealt with on a case-by-case basis, and we will be happy to provide you with the checklist once eligibility has been met.
If you would like to find out more reach us through here.
Investment in Housing Funds
Large Scale housing projects are at the very centre of our new strategy, it is our anchor product. This decision was arrived after careful consideration of the affordable housing landscape. We believe large-scale housing development are a positive and mass impact making avenue and we are committed to promoting them and achieving them through Private-Public-Partnerships (PPPs).
Given our experience, we are aware of challenges at the Pre-development stage and the execution stage which is why we established a dedicated Project Implementation Team. This product seeks to address, in a more deliberate and strategic manner, the affordable housing supply constraint evident across the markets that SHELTER-AFRIQUE operates. The magnitude of the housing deficit across the continent may not be closed using small ticket projects. Delivering at large scale brings forth economies of scale that eventually translate to affordability.
Interested in Public-Private Partnership?
Take the Next Step To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following ;a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter);current year latest management accounts; plus, detailed profiles of senior management.
To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance. If you would like to find out more reach us through here.
Corporate Loans
Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.
Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.
Interested in Equity and Joint Venture Investments? Take the next step.
To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance. If you would like to find out more about our Equity and Joint Venture Investments, or to submit a proposal with supporting documents.
If you would like to find out more reach us through here.
Last Mile Infrastructure
Large Scale housing projects are at the very centre of our new strategy, it is our anchor product. This decision was arrived after careful consideration of the affordable housing landscape. We believe large-scale housing development are a positive and mass impact making avenue and we are committed to promoting them and achieving them through Public-Private Partnerships (PPPs).
Given our experience, we are aware of challenges at the Pre-development stage and the execution stage, which is why we established a dedicated Project Implementation Team. This product seeks to address, in a more deliberate and strategic manner, the affordable housing supply constraint evident across the markets that Shelter Afrique operates. The magnitude of the housing deficit across the continent may not be closed using small ticket projects.
Delivering at large scale brings brings forth economies of scale that eventually translate to affordability.