Equity Investments and Joint Ventures Funds

Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.

Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.

Infrastructure Financing Funds

Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.

Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.

Project Preparation Fund (PPF)

Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.

Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.

Green Financing Funds

Demand for medium to long term capital for financing housing developments and mortgages in African Countries far outweigh the supply. This is evidenced by a scan of most African financial institutions’ financial statements that demonstrate the maturity of their liabilities are largely short term and inappropriate for creation of long-term assets such as mortgages. We can mobilize long-term resources for on-lending to address this gap.

Our 2019-2023 Strategic Plan has shifted from predominantly financing small scale developers to large- scale housing schemes across our member countries. We do this confident in the knowledge that we can leverage our partnerships with local financial institutions and reach out to small-scale developers. This will also allow us build up technical expertise in these institutions.

SME Financing, including Trade Finance Funds

Lines of Credit to Financial Institutions Demand for housing remains highest for individuals living at the bottom of the pyramid (BoP) across SHELTER-AFRIQUE member countries. However, these individuals are always exclude from home ownership particularly through the formal mortgage market due to the associated perceived credit risks. Financing options for this income group remains scarce and largely informal. In the absence of accessible financing options, most lower income families end up building incrementally based on their needs and available resources.

This progressive building process may be carried out over several years and may entail acquiring land, building an initial structure and following with a series of expansions and improvements. We intend to make this more feasible through our Housing Micro-Finance Product.

The product is designed for beneficiaries who want to use the funds accessed for housing provision. The housing microfinance loans represent relatively small sums, borrowed for a much shorter term than a mortgage to match both the income streams of low-income clients and the construction costs of their incremental building steps.

Gender-Specific Financing Funds

Lines of Credit to Financial Institutions Demand for housing remains highest for individuals living at the bottom of the pyramid (BoP) across SHELTER-AFRIQUE member countries. However, these individuals are always exclude from home ownership particularly through the formal mortgage market due to the associated perceived credit risks. Financing options for this income group remains scarce and largely informal. In the absence of accessible financing options, most lower income families end up building incrementally based on their needs and available resources.

This progressive building process may be carried out over several years and may entail acquiring land, building an initial structure and following with a series of expansions and improvements. We intend to make this more feasible through our Housing Micro-Finance Product.

The product is designed for beneficiaries who want to use the funds accessed for housing provision. The housing microfinance loans represent relatively small sums, borrowed for a much shorter term than a mortgage to match both the income streams of low-income clients and the construction costs of their incremental building steps.

Mortgage Finance Credit Lines

Almost all housing projects require proper and efficient preparation and interaction with many partners (Professionals, Architects, Civil Engineers, Supervision firms, Approval Authorities, Financial Partners, Contractors, End user, Management Team, Development Institutions etc.

With our long and rich in-house experience, we will bring on board competencies and seasoned professionals and partner with external professionals to conduct a thorough assessment of all the stages of preparation of the project to be sure that the key challenges which may arise during the project’s life have been identified and appropriate contingency plan has been put in place.

Interested in Technical Assistance? Take the next step.

To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.

If you would like to find out more reach us through here.

Advisory Services SHAF

Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.

Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.

Advisory Services

Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.

Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.

Housing Microfinance Credit Lines

Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.

Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.