Our direct equity investments in financial institutions serve as a catalyst for the development of the mortgage market in Africa through the provision of long-term financing.

Our joint venture investments with real estate developers enable the development of affordable and large-scale residential projects. In addition, we also support private equity funds dedicated to investing in the real estate sector in Africa.

Interested in Equity and Joint Venture Investments? Take the next step.

To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance. If you would like to find out more about our Equity and Joint Venture Investments, or to submit a proposal with supporting documents.

If you would like to find out more reach us through here.

Large Scale housing projects are at the very centre of our new strategy, it is our anchor product. This decision was arrived after careful consideration of the affordable housing landscape. We believe large-scale housing development are a positive and mass impact making avenue and we are committed to promoting them and achieving them through Public-Private Partnerships (PPPs).

Given our experience, we are aware of challenges at the Pre-development stage and the execution stage, which is why we established a dedicated Project Implementation Team. This product seeks to address, in a more deliberate and strategic manner, the affordable housing supply constraint evident across the markets that Shelter Afrique operates. The magnitude of the housing deficit across the continent may not be closed using small ticket projects.

Delivering at large scale brings brings forth economies of scale that eventually translate to affordability.

We help developers and financial institutions involved in the construction sector with the procurement cycle of building materials and equipment.

Urban housing and infrastructure development are at the highest priority of most African Countries. War and destruction as well as poor enabling policies have led to insufficient and low levels of investment in housing per-capita. Compensatory investment lagging behind demand is demonstrated by the high demand for housing and implied construction materials have resulted in growth rates as high as 350% + p.a. in some countries.

We want to address the gap by developing Trade Finance Facilities which create a strategic window for the Institution to control the quality and the use of the facilities which are allocated to the importation of construction materials.

Lines of Credit to Financial Institutions Demand for housing remains highest for individuals living at the bottom of the pyramid (BoP) across Shelter Afrique member countries. However, these individuals are always exclude from home ownership particularly through the formal mortgage market due to the associated perceived credit risks.

Financing options for this income group remains scarce and largely informal. In the absence of accessible financing options, most lower income families end up building incrementally based on their needs and available resources.

This progressive building process may be carried out over several years and may entail acquiring land, building an initial structure and following with a series of expansions and improvements. We intend to make this more feasible through our Housing Micro-Finance Product.

The product is designed for beneficiaries who want to use the funds accessed for housing provision. The housing microfinance loans represent relatively small sums, borrowed for a much shorter term than a mortgage to match both the income streams of low-income clients and the construction costs of their incremental building steps.

Interested in Housing Microfinance? Take the next step.

To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.

If you would like to find out more reach us through here.